Optimize the scalability & performance of loan industry
Lenderse is a one-stop solution to facilitate the operation process of personal loan. It helps to take loan application of different types, to underwrite the loan, to make approval of applications and to keep the full record of debt collection in a single place. Easy tracking for loan activities, proceed with the loan calculations automatically in the most cost-effective way possible.
Oversee all the applications
You can check the status of all receiving applications for better administration, such as filtering the pending applications to follow up. This high transparency practice enables the management to closely monitor the operation whenever as well as improve the loan administration process.
To make the attentive credit checking
All latest TU details, such as Bankruptcy, Personal Loan Risk Score will be retrieved with a single click in Lenderse. All TU details display on the judgment page, where also shows the auto-calculated result of the repayment schedule, is especially helpful for the approver to do the final judgement by its design. Also, the monthly TUDF report can be exported and shared with TransUnion.
Never miss the small details
The most ideal approach to prevent bad debts happenings is to do a comprehensive judgment. Every time when a new application is received, automatic scanning features would scan the loan record of applicants. On the off chance that any subtle information is identical with different applicants (e.g. IP address, contact number and referee), the system will highlight the identical field to alert approver of this suspicious application.
To speed up your repayment process
We work closely with banking partners and providers for developing the interface file. You can view repayment history and schedule in a single place via uploading interface file. Lead you easier to follow up with the outstanding cases and perform day to day repayment management at your ease.
It is always better to be early than late.
Remind customer the repayment date and amount ahead of time. Blasting out the bulk SMS with repayment details to the specific group of customer, it fosters the repayment process in a time-saving way.
Save your resources to perform more
The customer portal is available for customers to check their remaining loan, tenor, repayment date and monthly amount. It enhances the customer self-service, and your staff can more focus on handling loan application and repayment.
Automatically calculate the interest, tenor, repayment amounts.
Generate full suite of Loan Confirmation at the click of a button.
Report and Analysis
Crucial Report templates for Accrual, Repayment and Drawdown are ready.
Instant notification when PO is submitted. Smart reminder for procurement team (e.g. MOQ & max order quantity control)